Looking to invest in real estate with low minimums? Fundrise, Arrived, and Ark7 are three of the most popular fractional real estate platforms. Here's a comprehensive side-by-side comparison to help you choose the right platform.
| Feature | Fundrise | Arrived | Ark7 |
|---|---|---|---|
| Minimum Investment | $10 (lowest) | $100 | $20 |
| Annual Fees | 1% total | 1% | 0.5-1% |
| Historical Returns | 10.4% avg | 8-12% projected | 8-10% projected |
| IRA Eligible | ✓ Yes | ✗ No | ✗ No |
| Accreditation Required | ✗ No | ✗ No | ✗ No |
| Property Selection | Diversified (no choice) | Individual selection | Individual selection |
| Liquidity | Quarterly redemption | Illiquid | Secondary market |
| Dividend Frequency | Quarterly | Quarterly | Quarterly |
| Total Investors | 400K+ | 200K+ | 15K+ |
| Founded | 2012 (13 years) | 2019 (6 years) | 2018 (7 years) |
Best for: Diversified portfolios, IRA investors
Best for beginners and IRA investors who want maximum diversification and the lowest minimum ($10). Strong 10+ year track record.
Best for: Property selection control
Best for investors who want to hand-pick individual rental properties and vacation rentals. Most transparent property selection.
Best for: Very small budgets
Best for very small budgets ($20 minimum) and those who want a secondary market for potential liquidity. Lower fees than competitors.
Fundrise has the lowest minimum at just $10, making it the most accessible option. Ark7 comes in second at $20, while Arrived requires $100 minimum.
Only Fundrise offers IRA eligibility. Both Arrived and Ark7 do not currently support retirement accounts, which may be a dealbreaker for tax-advantaged investing.
Ark7 offers a secondary market where you can sell shares to other investors. Fundrise has quarterly redemption windows with restrictions. Arrived has no liquidity options.
Arrived and Ark7 allow you to select specific properties. Fundrise invests your money into diversified eREIT portfolios, so you cannot pick individual properties.
Fundrise has the strongest historical track record with 10.4% average annual returns from 2017-2022. Arrived and Ark7 project 8-12% returns but have shorter track records.
No, all three platforms are available to non-accredited investors. This makes real estate investing accessible to everyone.
All three charge approximately 1% annually. Fundrise charges 0.15% advisory + 0.85% asset management = 1% total. Arrived charges 1% plus property expenses. Ark7 charges 0.5-1% plus property management fees.
Compare all real estate platforms or explore other investment categories