Disclaimer & Terms of Use

1. No Investment Advice

Invstify is an informational directory and comparison website only. We do not provide investment advice, financial planning services, or recommendations to buy, sell, or hold any investment product. Nothing on this website should be construed as personalized investment advice or a solicitation to invest in any platform, security, or financial product.

The information presented on Invstify is for general educational and informational purposes only. It is not tailored to your individual financial situation, investment objectives, risk tolerance, or specific needs.

2. Not Financial Professionals

Invstify is not a registered investment advisor, broker-dealer, financial planner, or fiduciary. We are not licensed to provide investment advice or recommendations. Our team consists of researchers and content creators, not certified financial professionals.

You should consult with a qualified financial advisor, tax professional, or attorney before making any investment decisions. Every individual's financial situation is unique, and professional guidance is essential for making informed decisions.

3. No Endorsements or Affiliations

The inclusion of any investment platform, company, or service on Invstify does not constitute an endorsement, recommendation, or approval by Invstify. We do not guarantee the accuracy, reliability, or suitability of any platform listed on our website.

We are not affiliated with, sponsored by, or endorsed by any of the investment platforms, companies, or services featured on our website. All trademarks, logos, and brand names are the property of their respective owners.

4. Investment Risks

All investments involve risk, including the potential loss of principal. Alternative investments carry unique risks that may be higher than traditional investments such as stocks and bonds. These risks include:

• Lack of liquidity - difficulty selling or exiting investments
• Limited regulatory oversight compared to traditional securities
• Complexity and difficulty in valuation
• Long holding periods (often 5-10+ years)
• Platform risk - platforms may fail, be acquired, or change terms
• Concentration risk in specific assets or sectors
• Potential for total loss of invested capital

Past performance is not indicative of future results. Historical returns, if displayed, do not guarantee future performance and should not be the sole basis for investment decisions.

5. Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no representations or warranties about the completeness, accuracy, reliability, or timeliness of any information on our website. Platform details, fees, minimums, and features may change without notice.

You are responsible for verifying all information directly with investment platforms before making any decisions. Always review a platform's official documentation, offering circulars, Form ADV, and terms of service before investing.

6. Third-Party Websites

Invstify contains links to third-party investment platforms and external websites. These links are provided for your convenience only. We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party websites.

When you click on a link to an external website, you leave Invstify and are subject to that website's terms of service and privacy policy. We encourage you to review the terms and policies of any third-party websites you visit.

7. No Guarantee of Results

We make no guarantees or promises about the performance of any investment platform or strategy. Investment results vary based on individual circumstances, timing, market conditions, and numerous other factors beyond our control.

Any return projections, target returns, or historical performance data displayed on our website or provided by platforms are estimates only and should not be relied upon as guarantees of future performance.

8. Limitation of Liability

To the fullest extent permitted by law, Invstify, its owners, employees, and contributors shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our website or reliance on any information provided.

This includes, but is not limited to, any investment losses, lost profits, business interruption, or loss of data resulting from your use of our website or investment decisions made based on information found on our website.

9. Regulatory Compliance

Many investment platforms listed on Invstify are subject to regulatory requirements, including registration with the Securities and Exchange Commission (SEC) under various regulations (Reg A+, Reg CF, Reg D, etc.).

You are responsible for ensuring that:

• Any platform you invest through is properly registered and compliant with applicable laws
• You meet any accreditation or eligibility requirements
• You understand all legal and tax implications of your investments
• You comply with all applicable laws and regulations in your jurisdiction

10. Do Your Own Research (DYOR)

You must conduct your own due diligence before investing in any platform or product. This includes:

• Reading all offering documents and disclosures
• Understanding fee structures and total costs
• Evaluating risks specific to each investment
• Verifying platform credentials and regulatory status
• Consulting with qualified professionals
• Only investing amounts you can afford to lose

11. Accredited Investor Status

Many alternative investment platforms require investors to be "accredited investors" as defined by SEC regulations. Accredited investor status generally requires either:

• Annual income of $200,000+ individually ($300,000+ jointly) for the past two years, or
• Net worth exceeding $1,000,000 (excluding primary residence)

You are responsible for determining whether you meet accreditation requirements and complying with all investment eligibility criteria.

12. Changes to Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be posted on this page with an updated "Last updated" date. Your continued use of Invstify after any changes constitutes acceptance of the updated disclaimer.

13. Geographic Restrictions

Invstify is intended for use by individuals in the United States. Investment opportunities, regulations, and platform availability may vary by jurisdiction. If you access our website from outside the United States, you are responsible for compliance with local laws.

14. Contact Information

If you have questions about this disclaimer or our website, please contact us at: info@invstify.com