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Groundfloor
Real estate debt investing
$500M+
Total Invested
200K+
Investors
$10
Minimum Investment
Overview
Groundfloor offers real estate debt investments (fix-and-flip loans) to both accredited and non-accredited investors. With investments starting at just $10, Groundfloor provides short-term, high-yield real estate loans typically lasting 6-12 months.
Key Information
- Founded: 2013
- Asset Class: Private Credit
- Minimum Investment: $10
- Accreditation Required: No
- IRA Eligible: Yes
- Secondary Market: No
- Distribution Frequency: At loan completion
Fees & Costs
- Management Fee: None to investors
- Performance Fee: None
- Other Fees: Borrowers pay fees
Pros & Cons
✓ Pros
- • $10 minimum
- • Short 6-12 month terms
- • No fees to investors
- • IRA eligible
✗ Cons
- • Default risk
- • Illiquid until loan completes
- • Returns vary by loan grade
- • Platform risk
Best For
- ✓ Income investors
- ✓ Short-term investors
- ✓ Non-accredited investors
Available On
Regulations
- • SEC Registered (Reg A+)