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Percent

Private credit marketplace

$500 minAccreditedPrivate CreditIRA Eligible
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$1B+
Total Invested
50K+
Investors
$500
Minimum Investment

Overview

Percent is a private credit marketplace offering accredited investors access to institutional-quality credit deals. The platform focuses on asset-backed lending across various sectors including consumer finance, real estate, and business credit.

Key Information

  • Founded: 2018
  • Asset Class: Private Credit
  • Minimum Investment: $500
  • Accreditation Required: Yes
  • IRA Eligible: Yes
  • Secondary Market: No
  • Distribution Frequency: Monthly

Fees & Costs

  • Management Fee: 1% annually
  • Performance Fee: None
  • Other Fees: None

Pros & Cons

✓ Pros

  • • Monthly income
  • • Asset-backed loans
  • • Relatively low minimum
  • • Transparent

✗ Cons

  • • Accredited only
  • • Credit risk
  • • Illiquid
  • • Platform risk

Best For

  • ✓ Income investors
  • ✓ Accredited investors
  • ✓ Credit investors

Available On

Web

Regulations

  • • SEC Registered

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