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Upstream

Asset-backed credit marketplace

$5,000 minAccreditedPrivate CreditIRA Eligible
Visit Upstream →
$300M+
Total Invested
10K+
Investors
$5,000
Minimum Investment

Overview

Upstream offers accredited investors access to institutional-quality asset-backed credit. The platform provides diversified portfolios of consumer and small business loans with consistent returns and monthly income.

Key Information

  • Founded: 2016
  • Asset Class: Private Credit
  • Minimum Investment: $5,000
  • Accreditation Required: Yes
  • IRA Eligible: Yes
  • Secondary Market: No
  • Distribution Frequency: Monthly

Fees & Costs

  • Management Fee: 0.75-1% annually
  • Performance Fee: None
  • Other Fees: None

Pros & Cons

✓ Pros

  • • Monthly income
  • • Diversified portfolios
  • • Asset-backed
  • • IRA eligible

✗ Cons

  • • $5K minimum
  • • Accredited only
  • • Credit risk
  • • Management fees

Best For

  • ✓ Accredited investors
  • ✓ Income investors
  • ✓ Credit investors

Available On

Web

Regulations

  • • SEC Registered

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