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Worthy Bonds
Simple 5% bonds backed by American businesses
$500M+
Total Invested
100K+
Investors
$10
Minimum Investment
Overview
Worthy Bonds offers a straightforward investment: buy bonds for $10 each that pay 5% annual interest, backed by inventory and receivables from American small businesses. Unlike traditional bonds, you can sell anytime with no penalty. It's designed as a simple alternative to savings accounts with FDIC-like protection through asset backing.
Key Information
- Founded: 2016
- Asset Class: Private Credit
- Minimum Investment: $10
- Accreditation Required: No
- IRA Eligible: No
- Secondary Market: No
- Distribution Frequency: Daily accrual, monthly compounding
Fees & Costs
- Management Fee: None
- Performance Fee: None
- Other Fees: None
Pros & Cons
✓ Pros
- • Lowest $10 minimum
- • Fixed 5% return
- • Sell anytime
- • No fees
- • Asset-backed
✗ Cons
- • Lower returns than equity
- • Business default risk
- • Not FDIC insured
- • No upside potential
Best For
- ✓ Conservative investors
- ✓ Savings account alternative
- ✓ Beginners
Available On
Regulations
- • SEC Qualified (Reg A+)